/* CalcWise.Finance — home-loan-tenure guide styles */
.hlt *,.hlt *::before,.hlt *::after{box-sizing:border-box}
.hlt{font-family:'Inter',-apple-system,sans-serif;color:#1A3030;line-height:1.7}
.hlt a{color:#014D4E}
.hlt .hlt-wrap{max-width:840px;margin:0 auto;padding:0 20px}

.hlt-hero{background:linear-gradient(135deg,#014D4E 0%,#001F52 55%,#002868 100%);border-radius:16px;padding:44px 40px 40px;margin:24px auto 40px;position:relative;overflow:hidden;max-width:880px}
.hlt-hero::before{content:'';position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(to right,#FF9933 33.33%,#FFFFFF 33.33% 66.66%,#014D4E 66.66%)}
.hlt-badge{display:inline-flex;background:rgba(255,153,51,.18);border:1px solid rgba(255,153,51,.35);color:#FFB347;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;letter-spacing:.5px;padding:5px 14px;border-radius:999px;margin-bottom:16px;text-transform:uppercase}
.hlt-hero h1{font-family:'Montserrat',sans-serif;font-size:clamp(24px,4vw,36px);font-weight:800;color:#fff;margin:0 0 12px;line-height:1.25}
.hlt-hero p{color:rgba(255,255,255,.8);font-size:16px;max-width:620px;margin:0 0 20px}
.hlt-pills{display:flex;flex-wrap:wrap;gap:8px}
.hlt-pill{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.9);font-size:12px;font-weight:600;padding:5px 14px;border-radius:999px;font-family:'Montserrat',sans-serif}

.hlt h2{font-family:'Montserrat',sans-serif;font-size:clamp(20px,3vw,26px);font-weight:800;color:#014D4E;margin:48px 0 16px;padding-bottom:10px;border-bottom:3px solid #FFE0B2}
.hlt h3{font-family:'Montserrat',sans-serif;font-size:18px;font-weight:700;color:#1A3030;margin:26px 0 10px}
.hlt p{font-size:16.5px;margin:0 0 18px;color:#1A3030}
.hlt ul,.hlt ol{padding-left:22px;margin:0 0 18px}
.hlt li{font-size:16px;margin-bottom:8px}
.hlt strong{color:#014D4E}

.hlt-def{border-left:4px solid #014D4E;background:#F7F9F9;padding:18px 22px;border-radius:0 12px 12px 0;margin:0 0 28px}
.hlt-tip{border-left:4px solid #FF9933;background:#FFF5E6;padding:16px 20px;border-radius:0 12px 12px 0;margin:22px 0}
.hlt-tip strong{color:#A85E10}
.hlt-warn{border-left:4px solid #9B1818;background:#FDECEA;padding:16px 20px;border-radius:0 12px 12px 0;margin:22px 0}

.hlt-tbl-wrap{overflow-x:auto;margin:22px 0;border-radius:12px;box-shadow:0 2px 8px rgba(1,77,78,.08)}
.hlt table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:480px}
.hlt table thead tr{background:#014D4E;color:#fff}
.hlt table th{padding:12px 14px;text-align:left;font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;white-space:nowrap}
.hlt table td{padding:11px 14px;border-bottom:1px solid #EEF2F2}
.hlt table tr:nth-child(even) td{background:#F7F9F9}

.hlt-example{background:#fff;border:1px solid #DDE6E6;border-left:4px solid #002868;border-radius:0 12px 12px 0;padding:22px 24px;margin:20px 0;box-shadow:0 2px 8px rgba(1,77,78,.06)}
.hlt-example h3{margin-top:0;color:#002868}

.hlt-quickref{background:#F7F9F9;border-radius:14px;padding:24px 26px;margin:20px 0}

.hlt-faqs{margin:40px 0}
.hlt-faq{border:1.5px solid #DDE6E6;border-radius:10px;margin-bottom:10px;overflow:hidden}
.hlt-faq-q{width:100%;background:#F7F9F9;border:none;padding:16px 20px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;text-align:left;font-family:'Montserrat',sans-serif;font-size:15.5px;font-weight:600;color:#014D4E;gap:14px}
.hlt-faq-q:hover{background:#EEF2F2}
.hlt-faq-ic{font-size:20px;color:#FF9933;flex-shrink:0}
.hlt-faq-a{display:none;padding:2px 20px 18px;background:#fff}
.hlt-faq-a.open{display:block}
.hlt-faq-a p{margin:8px 0 0;font-size:15px;color:#2F4F4F}

.hlt-related{margin:44px 0}
.hlt-related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.hlt-rcard{display:flex;gap:12px;background:#fff;border:1px solid #DDE6E6;border-radius:12px;padding:16px 18px;text-decoration:none;transition:box-shadow .2s,transform .2s}
.hlt-rcard:hover{box-shadow:0 4px 16px rgba(1,77,78,.10);transform:translateY(-2px)}
.hlt-rcard-ico{font-size:22px}
.hlt-rcard strong{display:block;font-family:'Montserrat',sans-serif;font-size:14.5px;color:#014D4E}
.hlt-rcard span{font-size:12.5px;color:#6B8888}

.hlt-legal{background:#F7F9F9;border-radius:12px;padding:22px 24px;margin-top:44px;font-size:13.5px;color:#4D6666}
.hlt-legal h2{font-size:16px;margin-top:0;border:none;padding:0}

@media(max-width:640px){
  .hlt-hero{padding:32px 22px 28px}
  .hlt-related-grid{grid-template-columns:1fr}
  .hlt table{font-size:13px}
}