Cookie Policy

1. Introduction

This Cookie Policy explains how CalcWise.Finance (“we”, “us”, or “our”) uses cookies and similar technologies on https://calcwise.finance (the “Website”). It is designed to comply with India’s Digital Personal Data Protection Act, 2023 (DPDP Act) and the Information Technology Act, 2000.

Additionally, this policy outlines our use of advertising cookies to fulfill Google AdSense publisher requirements. We encourage you to read our Privacy Policy alongside this document for a complete understanding of our data practices. By continuing to browse our Website, you consent to our use of cookies as described below.

2. What Are Cookies?

Cookies are small text files downloaded to your computer or mobile device when you visit a website. They allow the website to recognize your device and store some information about your preferences or past actions to improve your browsing experience.

• Session Cookies: Temporary files that are erased the moment you close your web browser.
• Persistent Cookies: Files that remain on your device until a set expiration date or until you manually delete them.
• First-Party Cookies: Cookies set directly by CalcWise.Finance to ensure site functionality.
• Third-Party Cookies: Cookies set by external services we use, such as Google Analytics and Google AdSense.

3. Types of Cookies We Use

• Essential / Strictly Necessary Cookies: These are required for the basic operation of our calculators and website security. They do not store any personally identifiable information.
• Performance & Analytics Cookies: We use Google Analytics to understand how visitors interact with our Website (e.g., measuring which calculators are most popular). This data is aggregated and anonymized.
• Advertising Cookies (Google AdSense): We use Google AdSense to serve ads, which helps keep our financial tools 100% free. Google and its partners use cookies to serve ads based on your prior visits to our Website or other websites on the internet.

4. Third-Party Advertising & Your Choices

Because we display advertisements through Google AdSense, third-party vendors may place and read cookies on your browser, or use web beacons to collect information as a result of ad serving on our Website.

• You can learn how Google uses data when you use our partners’ sites or apps by visiting Google’s Privacy Policy.
• Opting Out of Personalized Ads: You can opt out of Google’s use of cookies for personalized advertising by visiting your Google Ad Settings.
• Alternatively, you can opt out of a third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.

5. Managing Cookies (DPDP Act Compliance)

Under India’s DPDP Act, you have the right to manage or withdraw your consent regarding cookie placement. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer.

Please note that completely disabling cookies may cause some features of our calculators or website interface to function improperly. To manage cookies, check the “Help” menu of your specific browser (Chrome, Safari, Firefox, Edge).

6. Changes to This Policy

We may update this Cookie Policy periodically to reflect changes in our operational practices, Google publisher policies, or Indian legal requirements. Any updates will be posted on this page with an updated “Effective Date.”

7. Contact Us

If you have any questions or require further information regarding our use of cookies, please contact us at:
Email: privacy@calcwise.finance