Investment Calculators for India: SIP, FD, Stocks & Retirement
Plan every rupee you invest. Free, accurate calculators for mutual funds and SIPs, fixed deposits, the stock market, gold, crypto and retirement, all built on current Indian rates and tax rules.
Investment calculators help you project how your money grows before you commit it, so you invest with a plan instead of a guess. This hub gathers CalcWise’s free tools for the main ways Indians build wealth: SIPs and mutual funds for long-term equity growth, fixed deposits and savings for stability, the stock market for direct equity and trading, gold and crypto for diversification, and retirement planning to size the corpus you will need. Every tool uses current FY 2025-26 rates and Indian tax rules, runs instantly in your browser, and needs no sign-up.
Mutual Funds & SIP
13 toolsDigital Gold SIP Calculator
Calculate your digital gold sip in seconds.
Open tool →ELSS Calculator
Calculate your elss in seconds.
Open tool →Goal Based SIP Calculator
Calculate your goal based sip in seconds.
Open tool →Goal Based SIP Calculator India
Calculate your goal based sip india in seconds.
Open tool →Mutual Fund Overlap Calculator
Calculate your mutual fund overlap in seconds.
Open tool →Mutual Fund Returns Calculator
Calculate your mutual fund returns in seconds.
Open tool →Regular vs Direct Mutual Fund Calculator
Calculate your regular vs direct mutual fund in seconds.
Open tool →SIP Calculator
Calculate your sip in seconds.
Open tool →SIP Guide
Plan your sip guide quickly.
Open tool →SIP Investment Goals
Plan your sip investment goals quickly.
Open tool →Step Up SIP Calculator
Calculate your step up sip in seconds.
Open tool →STP Calculator
Calculate your stp in seconds.
Open tool →Systematic Withdrawal Plan Calculator
Calculate your systematic withdrawal plan in seconds.
Open tool →Fixed Deposit & Savings
5 toolsFD Ladder Calculator
Calculate your fd ladder in seconds.
Open tool →Fixed Deposit FD Calculator
Calculate your fixed deposit fd in seconds.
Open tool →Loss Set Off Carry Forward Calculator
Calculate your loss set off carry forward in seconds.
Open tool →Recurring Deposit RD Calculator
Calculate your recurring deposit rd in seconds.
Open tool →Savings Account Interest Calculator
Calculate your savings account interest in seconds.
Open tool →Stock Market
8 toolsDividend Yield Calculator
Calculate your dividend yield in seconds.
Open tool →Fibonacci Retracement Calculator
Calculate your fibonacci retracement in seconds.
Open tool →Margin Trading Calculator
Calculate your margin trading in seconds.
Open tool →Options Profit Loss Calculator
Calculate your options profit loss in seconds.
Open tool →Pivot Point Calculator
Calculate your pivot point in seconds.
Open tool →Profit Loss Calculator
Calculate your profit loss in seconds.
Open tool →Stock Return Calculator
Calculate your stock return in seconds.
Open tool →Surcharge Marginal Relief Calculator
Calculate your surcharge marginal relief in seconds.
Open tool →Retirement Planning
7 toolsCoast FIRE Calculator
Calculate your coast fire in seconds.
Open tool →FIRE Calculator
Find the corpus and date for financial independence.
Open tool →Inflation Adjusted Retirement Planner
Plan your inflation adjusted retirement planner quickly.
Open tool →Lean FIRE Calculator
Calculate your lean fire in seconds.
Open tool →Retirement Bucket Calculator
Calculate your retirement bucket in seconds.
Open tool →Retirement Corpus Calculator
Calculate your retirement corpus in seconds.
Open tool →Retirement Corpus Calculator Inflation Adjusted
Calculate your retirement corpus inflation adjusted in seconds.
Open tool →Crypto & Digital Assets
2 toolsInterest & Returns
12 toolsCAGR Calculator
Measure the annualised growth rate of an investment.
Open tool →Compound Interest Calculator
Calculate your compound interest in seconds.
Open tool →Compound Interest Calculator With Inflation Rate
Calculate your compound interest with inflation rate in seconds.
Open tool →Future Value Calculator
Calculate your future value in seconds.
Open tool →Inflation Calculator
See how inflation erodes your money over time.
Open tool →Lumpsum Investment Calculator
Calculate your lumpsum investment in seconds.
Open tool →Present Value Calculator
Calculate your present value in seconds.
Open tool →Rule Of 114 Calculator
Calculate your rule of 114 in seconds.
Open tool →Rule Of 144 Calculator
Calculate your rule of 144 in seconds.
Open tool →Rule Of 72 Calculator
Estimate how long money takes to double.
Open tool →Simple Interest Calculator
Calculate your simple interest in seconds.
Open tool →Time Value Of Money Calculator
Calculate your time value of money in seconds.
Open tool →Financial Planning
9 toolsCrorepati Calculator
See the SIP needed to reach your first crore.
Open tool →Dynamic Asset Allocation Planner
Plan your dynamic asset allocation planner quickly.
Open tool →Emergency Fund Calculator
Work out how many months of expenses to keep in reserve.
Open tool →Financial Goal Calculator
Calculate your financial goal in seconds.
Open tool →Goal Based Financial Planner
Plan your goal based financial planner quickly.
Open tool →Green Investment Calculator
Calculate your green investment in seconds.
Open tool →Net Worth Calculator
Total your assets minus liabilities to find your net worth.
Open tool →Portfolio Diversification Calculator
Calculate your portfolio diversification in seconds.
Open tool →Savings Rate Calculator
Calculate your savings rate in seconds.
Open tool →SIP vs FD vs PPF at a glance
| Instrument | Typical return | Risk | Lock-in | Best for |
|---|---|---|---|---|
| Equity SIP | ~12% (long-term) | Market risk | None (ELSS 3y) | Long-term growth |
| Fixed deposit | ~6.5-7.5% | Very low | 7 days to 10y | Capital safety |
| PPF | 7.1% (govt-set) | None | 15 years | Safe tax-free saving |
| Gold | ~8-10% long-term | Moderate | None | Diversification, hedge |