Property & Real Estate

Real Estate Calculators for India: Stamp Duty, Valuation & Rent vs Buy

Make property decisions with the numbers in front of you. Free calculators for stamp duty and registration charges, property valuation and appreciation, rental yield and the classic rent-versus-buy question, all for Indian property.

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FY 2025-26India rules

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Real estate calculators take the guesswork out of the biggest purchase most Indians ever make. This hub covers the essentials of a property decision: the stamp duty and registration charges you will pay (with state-specific versions, since rates vary widely by state), the market value and appreciation of a property, its rental yield and ROI as an investment, and the classic rent-versus-buy analysis that tells you whether owning actually beats renting for your situation. Because property is illiquid and concentration-heavy, running these numbers before you commit can save you lakhs and years.

Property & Real Estate

5 tools

Property Appreciation Calculator

Calculate your property appreciation in seconds.

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Property ROI Calculator

Calculate your property roi in seconds.

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Property Valuation Calculator

Calculate your property valuation in seconds.

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Rent vs Buy Calculator

Calculate your rent vs buy in seconds.

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Stamp Duty Registration Charges Calculator

Calculate your stamp duty registration charges in seconds.

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Road Tax Calculator

State RTO road tax, plus BH series.

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Stamp Duty by State

4 tools

Delhi Stamp Duty

Calculate stamp duty and registration charges in Delhi.

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Karnataka Stamp Duty

Calculate stamp duty and registration charges in Karnataka.

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Maharashtra Stamp Duty

Calculate stamp duty and registration charges in Maharashtra.

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Uttar Pradesh Stamp Duty

Calculate stamp duty and registration charges in Uttar Pradesh.

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What goes into a property purchase cost

Cost	Typical amount	Notes
Stamp duty	4-7% of value	Varies by state and buyer
Registration	~1% of value	State-set
GST (under-construction)	1% or 5%	Not on ready resale
Brokerage	1-2%	If via agent
Home loan processing	0.25-1%	One-time

Frequently Asked Questions

How much is stamp duty in India?

Stamp duty typically ranges from 4 to 7% of the property value, plus about 1% registration, but it varies significantly by state and sometimes by the buyer (many states offer a concession for women). Use the state-specific Stamp Duty calculator for your exact figure.

Should I rent or buy a home?

It depends on how long you will stay, the price-to-rent ratio, your home loan rate and what else you could earn on the down payment. Buying usually wins over long horizons; renting can win if you move often or property is very expensive relative to rent. The Rent vs Buy calculator compares them for your numbers.

How do I value a property?

Property value is best estimated from recent sale prices of comparable properties nearby, adjusted for size, floor, age and amenities, not the circle rate or your purchase price. The Property Valuation calculator gives a market-based estimate to sanity-check any deal.

What is a good rental yield in India?

Residential rental yields in India are typically low, around 2 to 4% gross, which is why property is often better for appreciation than income. A yield above 3.5 to 4% is considered decent. The Property ROI calculator shows your yield and total return.

Is real estate a good investment?

Property can build wealth but carries real risks: it is illiquid, ties up large capital, and often becomes an over-concentrated share of net worth. Run the appreciation, yield and rent-vs-buy numbers first, and avoid holding 60 to 80% of your wealth in one property.

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All calculators on CalcWise.Finance are free, work on any device, and use Indian rules for FY 2025-26. Results are estimates for educational use, not financial advice; verify important figures and consult a SEBI-registered adviser for decisions. See our disclaimer.