🏠 Uttar Pradesh Stamp Duty & Registration 2025-26
IGRS UP (Inspector General of Registration, Stamps — Uttar Pradesh)
7.0%
Stamp Duty (Male)
6.0%
Stamp Duty (Female)
1.0%
Registration Fee
1%
Female Saving
🧮 Calculate Stamp Duty
All States Calculator →📊 Uttar Pradesh Stamp Duty Rate Table
UP has one of India’s highest residential stamp duty rates at 7% (male). Additional 0.5% surcharge for properties in Municipal Corporation areas.
| Property / Buyer | Stamp Duty | Reg. Fee | Total | |
|---|---|---|---|---|
| Any value | Male buyer | 7% | 1% | 8% total |
| Any value | Female buyer | 6% | 1% | 7% total |
| Any value | Joint (any gender) | 7% | 1% | 8% total |
| Municipal Corp area | Any | +0.5% surcharge | Same | Added to above |
| Agricultural land | Any | 5% | 1% | 6% total |
💰 Worked Examples — Uttar Pradesh Property Registration
| Property Value | Type · Buyer | City | Stamp Duty | Reg. Fee | Total Cost |
|---|---|---|---|---|---|
| ₹50.0L | Flat · Male | Noida | ₹350,000 | ₹50,000 | ₹425,000 |
| ₹50.0L | Flat · Female | Noida | ₹300,000 | ₹50,000 | ₹375,000 |
| ₹75.0L | Flat · Male | Lucknow | ₹525,000 | ₹75,000 | ₹637,500 |
| ₹1.0 Cr | Flat · Male | Noida | ₹700,000 | ₹100,000 | ₹850,000 |
Calculations include applicable surcharges. Registration fee capped at no cap — 1% of full value. Always verify with IGRS UP (Inspector General of Registration, Stamps — Uttar Pradesh).
🏙️ Uttar Pradesh Stamp Duty by City — 2025-26
Stamp duty %, surcharge %, registration fee %, and effective total for male and female buyers.
| City / Area | SD (Male) | SD (Female) | Surcharge | Reg. Fee | Total (Male) | Total (Female) |
|---|---|---|---|---|---|---|
| Noida / Greater Noida (GB Nagar) | 7.0% | 6.0% | 0.5% | 1.0% | 8.5% | 7.5% |
| Lucknow | 7.0% | 6.0% | 0.5% | 1.0% | 8.5% | 7.5% |
| Ghaziabad | 7.0% | 6.0% | 0.5% | 1.0% | 8.5% | 7.5% |
| Agra | 7.0% | 6.0% | 0.5% | 1.0% | 8.5% | 7.5% |
| Varanasi | 7.0% | 6.0% | 0.5% | 1.0% | 8.5% | 7.5% |
| Kanpur | 7.0% | 6.0% | 0.5% | 1.0% | 8.5% | 7.5% |
✅ Stamp Duty Exemptions & Discounts — Uttar Pradesh
- ✓Female buyer: 1% rebate (6% vs 7%) — applicable statewide for residential property.
- ✓Pradhan Mantri Awas Yojana (PMAY): Beneficiaries get concessional stamp duty for affordable housing under the urban scheme.
- ✓Transfer between family members: Reduced stamp duty (often ₹5,000–10,000 flat for spouse/children under gift deed).
- ✓Industrial property in designated zones: Stamp duty concession for UP industrial parks and SEZs.
- ✓SC/ST buyers: Some state schemes offer additional concessions — check IGRS UP portal.
Exemptions subject to change. Verify with IGRS UP (Inspector General of Registration, Stamps — Uttar Pradesh) portal (https://igrsup.gov.in) before finalising property transaction.
📋 Step-by-Step Property Registration — Uttar Pradesh
Get Circle Rate (Guidance Value)
Check at igrsup.gov.in → Circle Rates → select district and area. UP has mandated circle rates that are updated annually. Stamp duty paid on the higher of circle rate or actual price.
Pay Stamp Duty via E-Stamp
Pay online at igrsup.gov.in → E-Stamp Payment. Or visit any authorised bank (SBI, PNB, UBI). Download e-stamp certificate — this replaces physical stamp papers in UP.
Draft Sale Deed in Hindi or English
UP accepts sale deeds in both Hindi and English. Engage a licensed deed writer (registered with IGRS UP) or advocate to draft the deed.
Book SRO Appointment (SUPAS)
Book through SUPAS (Stamp & UP Registration App/System) on igrsup.gov.in. Slots are available 1–14 days in advance. Choose Sub-Registrar Office based on property location.
Visit SRO with Documents
Buyer, seller, 2 witnesses present. Documents: Sale deed, PAN cards, Aadhaar, property documents (chain of title), NOC from builder/RWA, e-stamp receipt.
Registration & Index-II
Biometric verification, registration fee payment (1%). Registration completed, Index-II (official record) is generated. Certified copy received within 3–7 working days.
❓ Frequently Asked Questions — Uttar Pradesh Stamp Duty
What is stamp duty in Uttar Pradesh (UP) in 2025-26?
UP stamp duty is 7% for male buyers and 6% for female buyers (1% rebate). Registration fee is an additional 1%. Total: 8% (male) or 7% (female). In municipal corporation areas (Noida, Lucknow, Ghaziabad), an additional 0.5% surcharge applies, making total 8.5% (male) / 7.5% (female). UP has one of India’s highest stamp duty rates.
How to calculate stamp duty for Noida property?
Noida (Gautam Buddh Nagar) stamp duty: 7% (male) + 0.5% MC surcharge + 1% registration = 8.5% total. For a ₹75 lakh flat: stamp duty = ₹5,25,000 + surcharge ₹37,500 + registration ₹75,000 = total ₹6,37,500 (male buyer). Female buyer saves ₹75,000 (1% on ₹75L).
Is stamp duty in UP different for Noida vs Lucknow vs Agra?
The base stamp duty rate is the same statewide (7%/6%). However, municipal corporation areas (Noida, Lucknow, Kanpur, Agra, Varanasi, Ghaziabad) attract a 0.5% surcharge. Circle rates (government guidance values) vary significantly — Noida Sector 93 circle rate is ₹55,000–80,000/sq metre vs Agra outskirts at ₹10,000–15,000/sq metre.
How to pay UP stamp duty online via IGRS UP portal?
Visit igrsup.gov.in → Nagariya Sampatti (Urban Property) → E-Stamp → fill property details, consideration amount, buyer type → calculate stamp duty → pay via net banking/UPI/NEFT. Download digitally-signed e-stamp certificate. Carry printout to Sub-Registrar Office on registration day.
What is the SUPAS system for UP property registration?
SUPAS (Stamp & Registration System) is UP’s integrated platform on igrsup.gov.in for appointment booking, online stamp duty payment, document upload, and status tracking. All 825+ Sub-Registrar Offices in UP are connected via SUPAS. Appointments are mandatory — walk-in registration not permitted.