Uttar Pradesh Stamp Duty & Registration Charges Calculator
Calculate stamp duty and registration charges for property in Uttar Pradesh. UP charges 7% for men and 6% for women (the 1% female rebate applies up to ₹10 lakh of value), plus 1% registration.
7.0%Stamp duty (male)
6.0%Stamp duty (female)
1%Registration fee
₹10LFemale rebate cap
Calculate Your Stamp Duty
Uttar Pradesh Stamp Duty Rate Table (2025-26)
| Property / Buyer | Stamp Duty | Reg. Fee | Total (effective) |
|---|---|---|---|
| Male buyer (any value) | 7% | 1% | 8% |
| Female buyer | 6% (rebate up to ₹10L value) | 1% | 7% |
| Joint (male + female) | 7% | 1% | 8% |
Stamp duty applies on the higher of the circle rate (government value) or the agreed sale price.
Worked Example
For a ₹50,00,000 property in Uttar Pradesh bought by a male buyer, stamp duty at 7% is ₹3,50,000 plus 1% registration of ₹50,000, a total of about ₹4,00,000. A female buyer gets a 1% rebate on the first ₹10 lakh of value (a saving of ₹10,000), bringing the total to about ₹3,90,000.
Stamp Duty Exemptions & Concessions in Uttar Pradesh
- Female buyer: 1% rebate (6% vs 7%), applied on the first ₹10 lakh of property value statewide.
- PMAY beneficiaries: Concessional stamp duty for affordable housing under the urban scheme.
- Transfer between family: Reduced stamp duty (often a flat ₹5,000 to ₹10,000 for spouse or children under a gift deed).
- Industrial property: Concessions for UP industrial parks and SEZ zones.
- SC/ST buyers: Some state schemes offer additional concessions; check the IGRS UP portal.
Exemptions are subject to change. Verify with the IGRS UP portal before finalising any transaction.
Step-by-Step Property Registration in Uttar Pradesh
- Verify the circle rate (government value) for the locality; stamp duty applies on the higher of circle rate or sale price.
- Pay stamp duty online through the IGRS UP portal or an authorised bank, and keep the e-challan receipt.
- Get the sale deed drafted by a registered advocate; stamp duty must be paid before or at execution.
- Book a Sub-Registrar Office appointment online through the IGRS UP portal.
- Attend the SRO with PAN and Aadhaar of both parties, property documents, sale deed, e-challan and photographs. Both parties must be present.
- Complete biometric verification, pay the 1% registration fee, and collect the registered document.
Frequently Asked Questions , Uttar Pradesh Stamp Duty
What is the stamp duty in Uttar Pradesh for 2025-26?
UP stamp duty is 7% for male buyers and 7% for joint purchases, with a 1% rebate for female buyers (6%) applied on the first ₹10 lakh of value, plus a 1% registration fee.
How much does a female buyer save on stamp duty in UP?
The 1% female rebate applies only to the first ₹10 lakh of property value, so the maximum saving is about ₹10,000. Above ₹10 lakh, the female rate effectively matches the male rate on the balance.
What is the IGRS UP portal?
IGRS UP (Inspector General of Registration and Stamps, Uttar Pradesh) is the state portal for property registration, stamp duty payment, appointments and property search. Use it to verify circle rates and book registration.
How is stamp duty calculated in UP?
Stamp duty applies on the higher of the circle rate or the sale price, at 7% (male) or 6% (female, capped at ₹10 lakh of value), plus 1% registration. The calculator above estimates your total.
Are there PMAY concessions in UP?
Yes. Beneficiaries under the Pradhan Mantri Awas Yojana urban scheme can get concessional stamp duty for affordable housing. Eligibility and the concession are verified through the scheme and the IGRS UP portal.
This calculator provides estimates for Uttar Pradesh stamp duty and registration for FY 2025-26. Actual charges depend on the circle rate, property type and current notifications. Verify on the official IGRS UP portal and consult a registered advocate before any transaction. Not legal or financial advice.