Disclaimer

1. Introduction

The information, tools, and calculators provided on CalcWise.Finance (“we”, “us”, or “our”) are strictly intended for general informational, planning, and educational purposes only. This Disclaimer outlines the limitations of our content in compliance with Indian laws, including the Information Technology Act, 2000, and adheres to Google AdSense guidelines regarding financial content.

Please also review our Privacy Policy and Cookie Policy. By using this Website, you acknowledge and agree to the terms set forth in this Disclaimer.

2. No Financial, Investment, or Tax Advice

CalcWise.Finance is an educational platform. We are not a registered financial advisor, investment advisor, tax consultant, bank, or loan provider.

• The calculators provided are self-help tools. The results generated do not constitute personalized financial advice or recommendations under SEBI (Investment Advisers) Regulations, 2013, or RBI guidelines.
• The output of any calculator is an estimate based solely on the generic inputs you provide and standard mathematical formulas. They do not guarantee future investment returns, exact tax liabilities, or loan approvals.
• You should always consult a qualified and registered professional (such as a SEBI-registered advisor, a Chartered Accountant, or a legal professional) before making any major financial, investment, or tax-related decisions.

3. Accuracy of Calculations and Limitations

While we strive to keep our formulas updated with the latest 2026 data, tax slabs, and interest rates, financial laws and market conditions change frequently.

Our calculators utilize standard formulas but cannot account for:

• Your individual financial circumstances, credit history (CIBIL score), or undisclosed liabilities.
• Hidden banking fees, processing charges, insurance premiums, GST surcharges, or pre-payment penalties applied by specific institutions.
• Sudden market fluctuations, mutual fund volatility, or unannounced regulatory changes by the Government of India or the RBI.

We make no warranties, expressed or implied, regarding the absolute accuracy, completeness, or reliability of the results. Always verify figures directly with your bank, broker, or the Income Tax Department’s official portals.

4. Limitation of Liability

Your use of the calculators and information on CalcWise.Finance is entirely at your own risk. Under no circumstances shall CalcWise.Finance, its owners, or its affiliates be held liable for any direct, indirect, incidental, or consequential losses, damages, or financial miscalculations arising from the use of our Website. This limitation of liability complies with Section 79 of the IT Act (intermediary protection).

5. Third-Party Links and Advertisements

Our Website displays advertisements served by third-party networks, specifically Google AdSense.

• We do not manually select the individual ads displayed to you, nor do we endorse the specific financial products, loans, or services advertised in those banners.
• Clicking on an advertisement will direct you to a third-party website with its own Privacy Policy and Terms of Service. CalcWise.Finance holds no liability for external content or the business practices of these advertisers.

6. Changes to This Disclaimer

We reserve the right to modify or update this Disclaimer at any time without prior notice. Updates will be posted on this page with a revised “Effective Date.” Continued use of the Website signifies your acceptance of these changes.

7. Contact Us

If you have any questions or require clarification regarding this Disclaimer, please reach out to us at:

Email: support@calcwise.finance