What PM-KISAN Gives You, and Who Actually Qualifies
The Pradhan Mantri Kisan Samman Nidhi, or PM-KISAN, is a central government income-support scheme for farmers, launched in February 2019. Under it, the government pays eligible farmer families a fixed 6,000 rupees a year, transferred directly to their bank accounts in three equal installments of 2,000 rupees every four months. Because the amount is fixed, the useful question is not how much you will get, everyone eligible gets the same 6,000 a year, but rather whether you qualify at all, when your next installment is due, and whether anything is holding your payment back. That is what this tool is built to answer.
Eligibility is broader than many people assume in one respect and narrower in another. On the broad side, when the scheme was revised in June 2019, it was extended to all landholding farmer families regardless of the size of their holding, so you no longer need to be a small or marginal farmer with under two hectares; any family that owns cultivable land can, in principle, qualify. The essential condition is that you hold cultivable land in your own name. This is where tenant farmers fall out: if you farm land that is not recorded in your name, you are not covered, because the benefit is tied to recorded landholding, not to the act of farming.
On the narrow side, the scheme deliberately excludes several categories of people who own land but are presumed not to need income support. These exclusions are the most misunderstood part of PM-KISAN, and they are why many landowners who expect to qualify do not. The excluded categories include anyone who paid income tax in the previous year, practising professionals such as doctors, engineers, lawyers, chartered accountants and architects, pensioners drawing a monthly pension of 10,000 rupees or more, serving and retired government employees other than Group D or Multi Tasking Staff, holders of constitutional posts, former and present ministers, MPs, MLAs and mayors, and institutional landholders. If you fall into any one of these, you are excluded even if you own farmland.
This calculator runs your situation against these exclusions and tells you plainly whether you qualify. If you do, it then checks the compliance steps that must be complete for the money to actually reach you, and shows you which four-monthly installment is next. The value here is honesty and clarity: rather than simply telling you the scheme pays 6,000 a year, it tells you whether that 6,000 is actually yours, and if not, exactly why.
Why Eligible Farmers Still Do Not Get Paid
A large number of farmers who are perfectly eligible for PM-KISAN nonetheless do not receive their installments, and the reason is almost always the same: incomplete compliance. Being eligible is necessary but not sufficient; the government also requires each beneficiary to complete a set of verification steps, and until these are done, the installments are held back even though you qualify. Understanding these steps is the difference between having a right to the money and actually receiving it.
The first and most important step is e-KYC, the electronic verification of your identity against your Aadhaar. e-KYC is mandatory, and its absence blocks payment on its own, so it is the first thing to complete. It can be done free of charge by OTP on the official PM-KISAN portal if your mobile number is linked to your Aadhaar, or biometrically at a Common Service Centre for a small fee.
The second step is land seeding, which means your land records must be linked to your PM-KISAN profile in the government database; if your land records are not seeded, your profile is incomplete and payment is withheld, and you may need to visit your Tehsildar or Block office to fix this. The third step is Aadhaar-bank linking: the money is paid by Direct Benefit Transfer, which requires your bank account to be linked to your Aadhaar, so an unlinked account will not receive the transfer.
Beyond these three, a very common cause of held payments is a mismatch of your name across your Aadhaar, your bank account, and your land documents. Even a small difference in spelling can cause the system to reject the transfer, so it is worth ensuring your name is recorded identically everywhere. You can check the exact status of your case, including which step is pending, through the Know Your Status module on the official portal, which will tell you whether your issue is e-KYC, land seeding, Aadhaar linking, or something else. This calculator lets you indicate which steps you have completed and flags the ones still pending, so you know precisely what to fix.
One more thing every farmer should know: every service on the official PM-KISAN portal is free. You never need to pay anyone to enrol, complete e-KYC, seed your land, or check your status, and there are unfortunately many agents and touts who prey on farmers by charging for these free services or by falsely promising to secure benefits for people who are actually excluded. Do not pay them. If you need help, the official helpline is 155261 or 011-24300606, and the official email is pmkisan-ict at gov dot in. Use the official portal and these official channels, and treat anyone demanding money for PM-KISAN services as a warning sign. This tool is an independent self-check to help you understand your position before you use those official channels; it is not itself a government service and does not enrol you.
How the Check Works
The tool assesses your PM-KISAN position in four steps.
Step one: the land condition
It first checks the basic requirement, that you hold cultivable land in your own name. Without this, you are not covered regardless of anything else, since the benefit is tied to recorded landholding rather than to farming activity.
Step two: the exclusion list
It then runs your situation against the scheme’s exclusion criteria, income-tax payer, professional, high-pension, government employee, constitutional post holder, and institutional landholder. If any applies, it reports that you are excluded and explains exactly which criterion disqualifies you.
Step three: the compliance check
If you are eligible, it checks the three compliance steps that must be complete for payment, e-KYC, land seeding, and Aadhaar-bank linking, and flags any that are pending, since these silently block payment for otherwise-eligible farmers.
Step four: the installment and total
Finally it works out which of the three four-monthly cycles your next 2,000 rupee installment falls in, based on the current month and whether you have already received this cycle’s payment, and estimates how much you have received so far from the years you have been enrolled.
Three Real Situations
Here are three people checking their PM-KISAN position.
Ramlal, a small farmer in rural Uttar Pradesh
Ramlal owns two acres of farmland recorded in his own name, pays no income tax, and holds no government job or pension. On the tool, he confirmed he is fully eligible for PM-KISAN and its 6,000 a year. But when he indicated that he had not yet completed e-KYC, the tool flagged that his payment would be held back despite his eligibility, and explained that e-KYC is mandatory and free, done by OTP on the portal or at a Common Service Centre. Ramlal realised this was exactly why his last installment had not arrived. He completed his e-KYC free of charge, and the tool showed that with all three compliance steps done, his next 2,000 installment for the current cycle should reach his Aadhaar-linked account.
He also learned never to pay the agent who had offered to fix his status for a fee.
Dr Mehta, a landowner in Pune
Dr Mehta owns an ancestral agricultural plot recorded in his name and assumed that made him eligible for PM-KISAN. On the tool, however, when he ticked that he is a practising doctor and an income-tax payer, it reported that he is excluded on two counts: practising professionals and income-tax payers are both outside the scheme regardless of landholding. The tool explained that PM-KISAN is designed to direct limited funds to farmers who need income support, not to well-off professionals who happen to own farmland. Dr Mehta understood that although he owns farmland, he does not qualify, and that attempting to claim the benefit despite the exclusion would be both futile and improper. He appreciated getting a clear answer before wasting time on an application that would be rejected.
Sita, a tenant farmer in rural Bihar
Sita farms land that belongs to her landlord; she does the cultivation but the land is not recorded in her name. On the tool, when she indicated she does not hold cultivable land in her own name, it explained that PM-KISAN is tied to recorded landholding, so tenant farmers who work land owned by someone else are not covered, even though they are the ones actually farming. This is a genuine gap in the scheme that affects many landless cultivators. The tool was honest with Sita that she does not qualify under the current rules, and suggested she look into other schemes aimed at agricultural labourers and tenant farmers, rather than leaving her with false hope about PM-KISAN. Knowing her true position let her focus on support she could actually access.
Frequently Asked Questions on PM-KISAN
What is PM-KISAN and how much does it pay?
PM-KISAN, the Pradhan Mantri Kisan Samman Nidhi, is a central government income-support scheme for farmers, launched in February 2019 and fully funded by the Government of India. Under it, eligible landholding farmer families receive a fixed 6,000 rupees per year, paid directly into their bank accounts through Direct Benefit Transfer. The 6,000 is not paid in one lump; it comes in three equal installments of 2,000 rupees each, released every four months across the year, corresponding to the cropping cycles. The purpose is to supplement farmers\’ financial needs for buying seeds, fertilisers and other agricultural inputs, and to provide some income stability. Because the amount is fixed for everyone who qualifies, the scheme is simple in that respect: every eligible family gets the same 6,000 a year regardless of the size of their landholding or their income within the eligible bracket. What varies from person to person is not the amount but whether they qualify at all, given the scheme\’s exclusions, and whether they have completed the compliance steps needed for the money to actually reach them. This is why a PM-KISAN calculator is really an eligibility and status checker rather than an amount calculator. This tool tells you whether you qualify, what might be blocking your payment, and when your next installment is due, which is the information farmers actually need.
Who is eligible for PM-KISAN?
PM-KISAN is available to all landholding farmer families in India, subject to important exclusions. The core requirement is that you, as part of a farmer family, hold cultivable land recorded in your own name. When the scheme launched it was limited to small and marginal farmers with holdings up to two hectares, but from June 2019 it was extended to all farmer families irrespective of the size of their landholding, so the two-hectare limit no longer applies; any family owning cultivable land can qualify on the landholding criterion. However, several categories of people are specifically excluded even if they own farmland, because the scheme is meant to support farmers who need income assistance rather than those with substantial other means. The excluded groups are: institutional landholders; anyone who paid income tax in the previous assessment year; practising professionals such as doctors, engineers, lawyers, chartered accountants and architects; pensioners drawing a monthly pension of 10,000 rupees or more, except Group D and Multi Tasking Staff; serving and retired government employees, again except Group D and Multi Tasking Staff; and holders of constitutional posts along with former and present ministers, MPs, MLAs and mayors. A crucial point is that the benefit is tied to land recorded in your name, so tenant farmers who cultivate land owned by others are not covered. This tool checks your situation against all these criteria and tells you clearly whether you qualify.
Why is my PM-KISAN installment not coming?
If you are eligible but your PM-KISAN installment is not arriving, the cause is almost always an incomplete compliance step rather than a problem with your eligibility. The most common culprit is e-KYC: this electronic identity verification against your Aadhaar is mandatory, and if it is not completed, your payment is blocked entirely, even though you qualify. Completing e-KYC, free by OTP on the portal or biometrically at a Common Service Centre, resolves most held payments. The second common cause is land seeding: your land records must be linked to your PM-KISAN profile in the government database, and if they are not, your profile is treated as incomplete and payment is withheld until you get the records seeded, usually through your Tehsildar or Block office. The third is Aadhaar-bank linking: since the money is paid by Direct Benefit Transfer, your bank account must be linked to your Aadhaar, and an unlinked account cannot receive the transfer. Beyond these, a frequent problem is a mismatch of your name across your Aadhaar, bank account and land records; even a small spelling difference can cause the transfer to fail. You can find out exactly which issue affects you through the Know Your Status module on the official portal, which names the specific pending step. This tool lets you indicate which steps you have done and flags the pending ones, pointing you to what needs fixing.
Is e-KYC mandatory for PM-KISAN?
Yes, e-KYC is mandatory for PM-KISAN, and it is the single most important compliance step, because without it your installments are held back regardless of your eligibility. e-KYC is the electronic verification of your identity by matching your details against your Aadhaar, and the government made it compulsory to eliminate fraudulent or duplicate beneficiaries and ensure the money reaches genuine farmers. There are two ways to complete it, both straightforward. The first is OTP-based e-KYC, which you can do yourself free of charge on the official PM-KISAN portal, provided your mobile number is linked to your Aadhaar; you simply enter your Aadhaar number, receive a one-time password on your linked mobile, and verify. The second is biometric e-KYC, done at a Common Service Centre using your fingerprint, which is useful if your mobile is not linked to your Aadhaar, and usually involves a small fee at the centre. Once your e-KYC is complete, it does not normally need to be repeated unless the government specifically asks for re-verification. If you are an eligible farmer whose payments have stopped or never started, completing e-KYC should be your first action, since it is the most common blocker. Beware of anyone charging large sums to do your e-KYC; the OTP method is free on the portal, and the CSC fee is small and official. This tool flags e-KYC as a pending step if you indicate it is not done.
When are PM-KISAN installments released?
PM-KISAN installments are released three times a year, once in each of three four-monthly cycles: April to July, August to November, and December to March. Each cycle carries one installment of 2,000 rupees, adding up to the 6,000 annual benefit. Within each cycle, the exact date of release is decided by the government and announced on the official PM-KISAN portal shortly before the money is transferred, often accompanied by a public event. So while you know which four-month window your next installment falls in, the precise day varies from cycle to cycle and year to year, and it is not fixed in advance. The installments are numbered sequentially since the scheme began, so you will see references to, for example, the twenty-second or twenty-third installment, each corresponding to one of these cycles in a particular year. To know when your next installment is coming, the reliable approach is to check the official portal, which announces the release, rather than relying on rumoured dates that circulate on social media and unofficial websites, which are often wrong. Once released, the money is transferred by Direct Benefit Transfer to your Aadhaar-linked bank account, provided your e-KYC and other compliance are complete. This tool tells you which cycle your next installment falls in based on the current month, but for the exact release date you should watch the official portal or announcements.
Are tenant farmers eligible for PM-KISAN?
No, tenant farmers who do not own the land they cultivate are generally not eligible for PM-KISAN, and this is one of the most significant gaps in the scheme. The benefit is legally tied to cultivable land recorded in the applicant\’s own name, not to the act of farming. So if you are a tenant, sharecropper, or agricultural labourer who works land belonging to someone else, and that land is not recorded in your name, you do not qualify, even though you are the one actually doing the farming and may need the support most. The rationale is administrative: the scheme identifies beneficiaries through land ownership records, which makes verification simpler but excludes the large number of landless cultivators who farm rented or others\’ land. This has been widely noted as a limitation, since many of India\’s poorest agricultural workers are precisely those without land in their own name. If you are a tenant farmer, it is worth checking whether your state has its own income-support scheme for landless cultivators or agricultural labourers, as some states run parallel programmes that are not tied to land ownership. It is also worth ensuring that if you do have any land in your own name, even a small parcel, it is properly recorded, since that could bring you within PM-KISAN. This tool is honest about this exclusion: if you indicate you do not hold land in your own name, it tells you clearly that you are not covered, rather than leaving you with false expectations.
What is land seeding in PM-KISAN?
Land seeding in PM-KISAN refers to the process of linking your agricultural land records to your beneficiary profile in the government\’s database, so that the system can verify you hold cultivable land in your name. It is one of the compliance steps required for your payments to be released, alongside e-KYC and Aadhaar-bank linking. When your land is seeded, the details of your landholding from the revenue records are connected to your PM-KISAN account, confirming your eligibility on the landholding criterion. If your land is not seeded, your profile is treated as incomplete, and your installments are held back even if you are otherwise eligible and have done your e-KYC. Land seeding problems are common because they depend on the state\’s land records being digitised and correctly matched to your details, and mismatches or gaps in the revenue records can cause seeding to fail. To resolve a land seeding issue, you typically need to visit your local Tehsildar or Block office, or the revenue authority, and get your land records verified and linked to your PM-KISAN profile. The Know Your Status module on the official portal will tell you if land seeding is your pending issue. Because this step depends on official records, it can sometimes take longer to resolve than e-KYC, which you can do yourself, so it is worth checking early. This tool flags land seeding as pending if you indicate it is not done, so you know to address it.
Can I get PM-KISAN if I pay income tax?
No, if you paid income tax in the previous assessment year, you are excluded from PM-KISAN, even if you own cultivable farmland. This is one of the scheme\’s explicit exclusion criteria, designed to keep the benefit focused on farmers who genuinely need income support rather than those with taxable income indicating other means. The exclusion applies to anyone who was an income-tax payer in the last assessment year, so it captures people whose income from any source, not just farming, was high enough to attract income tax. This means a farmer who also has a well-paying job, a business, or other taxable income, and consequently paid income tax, does not qualify for PM-KISAN despite owning farmland. It is worth being clear that this is about actually having paid income tax, so simply having a PAN or filing a nil return does not by itself exclude you; the test is whether you were liable for and paid income tax. If your circumstances change, for instance if you stop having taxable income and no longer pay tax, your eligibility could change in a subsequent year, though you would need to verify this through the official channels. Attempting to claim PM-KISAN while being an income-tax payer is not advisable, since the government cross-checks beneficiary data against tax records, and wrongly claimed amounts can be recovered. This tool asks whether you are an income-tax payer and correctly reports you as excluded if you are, so you know your true position.
How do I check my PM-KISAN status?
You can check your PM-KISAN status on the official portal at pmkisan.gov.in, which offers a Know Your Status module and a beneficiary status feature specifically for this purpose. To check, you go to the Farmers Corner section of the portal and use your registered mobile number or Aadhaar or beneficiary ID to look up your record. The status check will tell you several useful things: whether your name is in the beneficiary list, whether your recent installments have been credited, and, importantly, whether any compliance step is pending, such as e-KYC, land seeding, or Aadhaar linking, which would explain a held payment. If a step is pending, the status page usually names it, so you know exactly what to fix. You can also see the history of installments credited to you. It is important to use only the official portal for this, since there are many unofficial websites that mimic the government site and may charge fees or misuse your data; the official portal is free to use. If you have trouble accessing the portal or understanding your status, the official helpline numbers are 155261 and 011-24300606, and the official email is pmkisan-ict at gov dot in, all of which are free to contact. This tool is an independent self-assessment that helps you understand your likely position and what might be blocking payment before you check the official status, but for your definitive, official status you should always use the government portal itself.
What if my name does not match across documents?
A mismatch of your name across your Aadhaar card, your bank account, and your land records is one of the most common and frustrating reasons PM-KISAN payments are held up, even for fully eligible farmers who have done their e-KYC. The Direct Benefit Transfer system and the verification checks rely on your details matching across these documents, and even a small difference, a spelling variation, an initial versus a full name, a different order of names, or the inclusion or omission of a surname, can cause the automated system to reject or hold the transfer. To resolve this, you need to make your name consistent across all three: your Aadhaar, your bank account, and your land records, ideally matching them to the version on your Aadhaar since that is the primary identity document used. This may involve getting your name corrected in your bank records, or in the land revenue records, or occasionally in Aadhaar itself, depending on where the discrepancy lies. You can often initiate corrections to your self-registered details through the Updation of Self Registered Farmers option in the Farmers Corner on the portal, and for land or bank records you would approach the respective authority. It is worth checking this proactively if your payments are delayed and your e-KYC and land seeding appear to be in order, since a name mismatch is a likely remaining cause. This tool does not check name matching directly, but it is an important thing to verify if you are eligible and compliant yet still not receiving payment.
Is there any fee to enrol in PM-KISAN?
No, there is absolutely no fee to enrol in PM-KISAN or to use any of its services, and this is critically important for farmers to understand, because it is a common area of exploitation. Every service on the official PM-KISAN portal is free: registering as a new farmer, completing OTP-based e-KYC, checking your status, updating your details, and downloading information all cost nothing. The only small, legitimate charge you might encounter is a modest fee at a Common Service Centre if you choose to do biometric e-KYC there rather than OTP e-KYC yourself, but even that is a small official charge for the centre\’s service, not a fee for the scheme itself. Unfortunately, there are many agents, touts, and fraudulent operators who exploit farmers\’ lack of familiarity with the online process by charging money to enrol them, do their e-KYC, or check their status, all of which the farmer could do free, or worse, by falsely promising to secure benefits for people who are actually excluded, taking money and delivering nothing. You should never pay anyone for PM-KISAN enrolment or services. If you need help navigating the portal, use the official helpline at 155261 or 011-24300606, or the official email, all free, or seek assistance from a Common Service Centre where only the small official charges apply. Treat anyone demanding significant money for PM-KISAN as a fraud. This tool is a free independent self-check and, like the official scheme, never charges you or asks for payment.
Do government employees qualify for PM-KISAN?
Generally, no, serving and retired government employees are excluded from PM-KISAN, even if they own farmland, but there is an important exception for the lowest grades. The exclusion covers all serving and retired officers and employees of central and state government ministries, offices, departments and field units, as well as central and state public sector enterprises, attached offices, autonomous institutions, and regular employees of local bodies. The rationale is that government employees have a salary or pension providing income security, so they are presumed not to need farmer income support even if they hold agricultural land. The exception is that Multi Tasking Staff, Class IV, and Group D employees, the lowest-grade government staff, are eligible to receive PM-KISAN benefits if their families otherwise qualify and do not fall under any other exclusion, in recognition that these employees have modest incomes. So a senior or mid-level government officer who owns farmland does not qualify, but a Group D or MTS government worker who owns farmland can qualify, provided they meet the other criteria and are not, say, also income-tax payers. A related exclusion applies to pensioners: those drawing a monthly pension of 10,000 rupees or more are excluded, again with the exception of Group D and MTS retirees. This tool asks whether you are a government employee, other than Group D or MTS, and whether you draw a high pension, and reports you as excluded if either applies, so government employees can see their correct position.
How much will I receive over several years?
Since PM-KISAN pays a fixed 6,000 rupees per year to each eligible family, your total over several years is simply 6,000 multiplied by the number of years you have been enrolled and receiving, plus any installments received in a partial current year. So a family enrolled and receiving for five full years would have received 30,000 rupees, and one enrolled for eight years would have received 48,000, assuming they received all three installments each year without interruption. Within a year, since the money comes in three installments of 2,000, a family that has received, say, two of the three installments in the current year would add 4,000 to their running total. This tool lets you enter the number of full years you have been enrolled and the installments received in the current year, and estimates your total received on that basis. Bear in mind this is an estimate based on what you tell it; your actual total depends on whether every installment was successfully credited, since some may have been missed or delayed due to compliance issues in particular years. For your exact record of past installments, the official portal\’s beneficiary status shows the history of payments credited to your account. The tool also projects, for eligible and compliant farmers, how the total would grow with continued enrolment, so you can see the cumulative value of the scheme over time, modest per year but meaningful as a steady supplement across many years of farming.
Can more than one person in a family get PM-KISAN?
No, PM-KISAN is paid per farmer family, not per individual, so a single family unit receives one benefit of 6,000 rupees a year, not multiple benefits for different members. The scheme defines a farmer family as a husband, wife, and minor children who own cultivable land, and this whole unit is treated as one beneficiary for the purpose of the 6,000 annual payment. This means that if a husband and wife both own farmland, or if land is held jointly, the family still receives only one 6,000 payment, not two. The intent is to support the family as an economic unit rather than to multiply the benefit by the number of adult members. However, once children grow up, marry, and establish their own separate families with their own landholdings, each such new family unit can be a separate beneficiary, since they are then distinct families for the scheme\’s purposes. Attempting to claim multiple benefits within a single family, for instance by splitting one family\’s claim across members, is not permitted and would be caught by the verification checks, which cross-reference family and land data. So when assessing eligibility, think in terms of your family unit and its landholding, not each individual member. This tool assesses eligibility at the level you would apply, which for most people is their family, and the 6,000 figure it uses is the per-family annual benefit, consistent with how the scheme actually pays.
What should I do if I am wrongly shown as ineligible?
If you believe you are genuinely eligible for PM-KISAN but the system shows you as ineligible or your payments are not coming, there are official steps you can take, and none of them require paying an agent. First, use the Know Your Status module on the official portal to see the specific reason: it will indicate whether the issue is a pending compliance step like e-KYC or land seeding, a data mismatch, or an applied exclusion. If it is a compliance step, complete it, e-KYC you can do yourself by OTP, land seeding through your Tehsildar or Block office, and Aadhaar-bank linking through your bank. If it is a data problem such as a name or bank detail mismatch, you can correct your self-registered details through the Updation of Self Registered Farmers option in the Farmers Corner, or approach the relevant authority for records they control. If you believe an exclusion has been wrongly applied, for example you are shown as an income-tax payer or government employee when you are not, you should raise this through the official grievance channels: the helpline at 155261 or 011-24300606, or the email pmkisan-ict at gov dot in, and your local agriculture or revenue office can also assist. Keep documentation of your landholding and identity ready. Resolving these issues can take patience, but it is achievable through the free official channels, and you should never pay anyone who promises to fix your status for a fee. This tool helps you understand whether your issue is likely an exclusion or a compliance gap, so you know which path to pursue.
Are the results from this tool official?
No, this tool is an independent, free self-assessment provided by CalcWise.Finance to help you understand your likely PM-KISAN position; it is not a government service, it does not enrol you in the scheme, and its results are not an official determination of your eligibility or status. What the tool does is apply the publicly known scheme rules, the eligibility criteria, the exclusion list, the compliance requirements, and the installment schedule, to the answers you provide, and give you a clear, honest indication of whether you appear to qualify, what might be blocking your payment, and when your next installment would fall due. This is genuinely useful for understanding your situation and knowing what to do next, but it relies entirely on the accuracy of what you tell it and on the scheme rules as they generally stand, which can change and which have state-level and case-specific nuances the tool cannot capture. For your definitive, official eligibility and payment status, you must use the official PM-KISAN portal at pmkisan.gov.in, which draws on the actual government records for your case, including your land seeding, e-KYC, and beneficiary data. If the tool and the official portal disagree, the official portal governs, and you should follow up through the official channels and helpline. Think of this tool as a helpful first check to orient yourself, especially around the often-misunderstood exclusions and compliance steps, before you engage with the official system, rather than as a substitute for it. It is free, as all PM-KISAN-related help should be.
Disclaimer and editorial transparency
This PM-KISAN calculator is a free, independent tool from CalcWise.Finance. It applies the publicly known rules of the Pradhan Mantri Kisan Samman Nidhi scheme, the eligibility criteria, the exclusion list, the compliance requirements (e-KYC, land seeding, Aadhaar-bank linking), and the three four-monthly installment cycles, to the answers you provide, to indicate whether you appear to qualify, what might be blocking your payment, and when your next 2,000 rupee installment would fall due. The benefit is a fixed 6,000 rupees per year per eligible farmer family.
This tool is not a government service, does not enrol you in the scheme, and its results are not an official determination. It relies on the accuracy of your answers and on scheme rules as they generally stand, which can change and which have state-level and case-specific nuances the tool cannot capture.
For your definitive eligibility and payment status, use the official portal at pmkisan.gov.in, which draws on actual government records; if the two disagree, the official portal governs. Crucially, every service on the official portal is free, so never pay an agent to enrol, complete e-KYC, or check your status; the official helpline is 155261 or 011-24300606 and the email is pmkisan-ict at gov dot in. Beware of touts who charge for free services or falsely promise benefits to excluded persons. This tool is for informational and educational use only. Nothing here is financial, legal or governmental advice.
