Term Insurance vs ULIP: Complete Life Insurance Comparison Guide
Insurance Comparison · 2026 Edition Term Insurance vs ULIPWhy Term Always Wins ULIP charge structure exposed (5-8% drag in early years), death cover comparison, 20-year corpus comparison showing Rs 22-29L advantage for term+SIP, ULIP surrender rules and lock-in, and the one scenario where ULIP has a marginal case. Rs 25L+Extra Corpus with Term+SIP vs ULIP…