Financial Guides

Disability Finance Guide · 2026 Edition Disability Financial PlanningComplete Guide 2026 Section 80U (Rs 75K-1.25L personal deduction), Section 80DD (Rs 75K-1.25L for supporting disabled dependent), government welfare schemes (NHFDC, ADIP, UDID), disability income insurance, and long-term care planning for parents of children with disabilities. Rs 1.25LSection 80U Deduction for Severe Disability (80%+) UDID CardSingle Document…

Education Planning Guide · 2026 Edition Child Education PlanningComplete Guide 2026 How much education costs in 2026, the compounding advantage of starting from birth, SSY vs equity SIP for daughters, de-risking the education corpus before admission, education loan strategy, and building a Rs 50L+ corpus systematically. Rs 4,400Monthly SIP from Birth for Rs 40L College…

Marriage Finance Guide · 2026 Edition Marriage Financial PlanningComplete Guide 2026 Three-account financial system for couples, pre-marriage financial discussions, joint home loan tax advantages, insurance updates after marriage, handling income disparity, and the complete newlywed financial checklist. Rs 6.5LCombined Tax Deductions on Joint Home Loan 3 AccountsOptimal Structure: Joint + 2 Personal Accounts 6 MonthsMax…

Senior Citizen Finance · 2026 Edition Senior CitizensFinancial Planning Guide 2026 SCSS at 8.2%, the 3-bucket retirement income strategy, Rs 50,000 interest income exemption under 80TTB, senior citizen health insurance navigation, sustainable SWP rate, and complete estate planning checklist. 8.2%SCSS Guaranteed Quarterly Interest Rate (2026) Rs 50,000Annual Interest Income Exempt Under 80TTB 5–6%Sustainable Annual SWP…