Home Loan Prepayment: A Guide to Becoming Debt-Free Sooner
Home Loan Guide · 2026 Edition Home Loan Prepayment— Save Lakhs in Interest How prepayment works, how much you save, optimal timing, part vs full prepayment, and the prepayment vs investment decision — the complete guide. ₹12–15LTypical Saving on ₹50L Loan (Year 1) 0% PenaltyOn Floating Rate Prepayment 4–6 yrsTenure Reduction from ₹5L Prepayment Why…