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Loans Explained

Home Loan Balance Transfer: Reduce the Burden of Your Old Loan
ByDavid August 31, 2025September 3, 2025

Home Loan Balance Transfer Has this ever happened to you? You took a home loan a few years ago at a 9.5% interest rate. You’ve been paying your EMIs on time every month. But now, you see that the same bank is offering loans to new customers at 8.5%. It feels unfair. Despite being a…

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Loans Explained

Home Loan Prepayment: A Guide to Becoming Debt-Free Sooner
ByDavid August 31, 2025September 3, 2025

Home Loan Prepayment Every month, as soon as your salary is credited, a large portion is deducted for your home loan EMI. This cycle continues for years – 15, 20, or sometimes even 30 years. Have you ever wondered if there’s a way to finish this long race a little sooner? Is there a way…

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