Terms and Conditions

1. Acceptance of Terms

Welcome to CalcWise.Finance (the “Website”), operated by MAFHH INTERNATIONAL UK. By accessing, browsing, or using our Website and its financial calculators, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our Website.

2. Acceptable Use of the Website

CalcWise.Finance grants you a limited, non-exclusive, non-transferable, and revocable license to use our calculators for your personal, non-commercial financial planning.

You strictly agree NOT to:

• Use automated scripts, bots, spiders, or scrapers to extract data, formulas, or content from our Website.
• Embed, iframe, or mirror any of our calculators onto another website or application without our express written permission.
• Attempt to reverse-engineer, decompile, or bypass any security measures protecting our calculator scripts.
• Use the Website for any unlawful purpose or in violation of any Indian or international laws.

3. Intellectual Property Rights

All content on this Website—including but not limited to the calculator scripts, mathematical algorithms, text, graphics, logos, and UI/UX design—is the exclusive property of MAFHH INTERNATIONAL UK and is protected by copyright, trademark, and other intellectual property laws. Your use of the Website does not grant you ownership rights to any of our intellectual property.

4. Disclaimer of Warranties

The calculators provided are for educational and estimation purposes only. We do not guarantee the absolute accuracy of the results, nor do we provide certified financial, tax, or legal advice.

Your use of the tools is at your own risk. For a complete understanding of our liability limitations, you must read our full Disclaimer.

5. Data Privacy and User Inputs

We respect your privacy. As detailed in our Privacy Policy, we do not store, record, or transmit the personal financial numbers you enter into our calculators. All calculations occur locally in your browser. By using the site, you consent to our use of standard cookies for analytics and advertising as outlined in our Cookie Policy.

6. Advertisements and Third-Party Links

To keep our calculators free, we display advertisements provided by third-party networks (such as Google AdSense). We are not responsible for the claims, products, or services offered by these advertisers. Any interaction or transaction you have with a third-party advertiser is solely between you and them.

7. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, particularly the Information Technology Act, 2000. Any disputes arising out of or related to your use of this Website shall be subject to the exclusive jurisdiction of the courts located in India.

8. Modifications to Terms

We reserve the right to update, modify, or replace these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. It is your responsibility to check this page periodically for updates.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: legal@calcwise.finance