Complete Stock Return Calculator
Calculate CAGR, Tax (LTCG/STCG), Brokerage Charges, Dividends & Real Returns | India’s Most Complete Tool
📊 Visual Comparison
📚 Complete Calculator Guide
Understanding every feature of India’s most comprehensive stock return calculator
🎯 Why This Calculator is Different
Tax Calculator (LTCG/STCG)
Automatically calculates Long-Term Capital Gains (10% above ₹1L exemption) and Short-Term Capital Gains (15% flat) based on your holding period.
Example:
₹5L profit held 2 years = ₹40,000 tax
(10% on ₹4L above ₹1L exemption)
Trading Charges
Includes STT, brokerage, DP charges, stamp duty, and GST – showing your REAL returns after all costs that reduce profits by 0.5-2%.
Example on ₹1L transaction:
Brokerage: ₹20 | STT: ₹100 | DP: ₹13.50
Total: ~₹171 in charges
Dividend Analysis (DRIP)
Calculate dividend income with option to reinvest (DRIP) and see the compounding effect that can boost returns by 20-40%.
Example with 2% yield:
₹50,000 invested = ₹5,000 dividends
With DRIP: +4.2% extra return
Inflation Adjustment
See real returns adjusted for inflation to understand true purchasing power growth over time.
Example:
12% nominal return – 6% inflation
= 5.66% real return
🔢 How Returns are Calculated
Absolute Return
The total profit or loss from your investment, expressed as a percentage of the initial cost. It doesn’t consider the time period.
Formula:
Absolute Return = ((Sell Price - Buy Price) / Buy Price) × 100
✅ Profit Example
Buy Price: ₹500
Sell Price: ₹1,000
Absolute Return: 100%
(You doubled your money!)
❌ Loss Example
Buy Price: ₹1,000
Sell Price: ₹800
Absolute Return: -20%
(You lost 20% of investment)
Note: Absolute return doesn’t tell you the yearly growth rate. A 100% return could be in 1 year or 10 years – that’s where CAGR comes in!
CAGR (Compounded Annual Growth Rate)
The average annual growth rate of your investment, assuming profits are reinvested each year. It’s the gold standard for comparing investments over different time periods.
Formula:
CAGR = ((Ending Value / Beginning Value)^(1/Years) - 1) × 100
Scenario 1
Investment: ₹10,000
Final Value: ₹20,000
Time: 5 years
CAGR: 14.87%
Scenario 2
Investment: ₹10,000
Final Value: ₹15,000
Time: 3 years
CAGR: 14.47%
Scenario 3
Investment: ₹10,000
Final Value: ₹13,000
Time: 2 years
CAGR: 14.02%
Why CAGR matters: Even though absolute returns differ (100%, 50%, 30%), the annual growth rates are similar (~14%). This lets you compare apples-to-apples across different time periods.
Tax Calculation (India-Specific)
Stock market gains in India are taxed based on how long you held the shares. Understanding this helps you plan exits strategically.
When?
Holding period > 1 year
Tax Rate
10% on gains above ₹1 lakh
First ₹1L is tax-free!
Example:
Profit: ₹5,00,000
Exemption: -₹1,00,000
Taxable: ₹4,00,000
Tax: ₹40,000 (10%)
Net Profit: ₹4,60,000
When?
Holding period ≤ 1 year
Tax Rate
15% flat on all gains
No exemption available
Example:
Profit: ₹5,00,000
Exemption: ₹0
Taxable: ₹5,00,000
Tax: ₹75,000 (15%)
Net Profit: ₹4,25,000
💡 Pro Tip: The 1-Year Rule
If possible, hold stocks for more than 1 year to benefit from LTCG tax rates and the ₹1 lakh exemption. In the example above, waiting saves you ₹35,000 in taxes!
Trading Charges Breakdown
Every transaction has hidden costs. Here’s exactly what gets deducted from your profits.
📈 Buy Transaction
📉 Sell Transaction
📊 Real Example: ₹1,00,000 Transaction
Buy Value
₹1,00,000
+ ₹31 charges
Sell Value
₹1,00,000
– ₹140 charges
Total Charges
₹171
0.17% impact
Important: These charges are PER TRANSACTION. If you buy and sell multiple times, costs multiply. Our calculator accounts for this to show your TRUE returns.
Dividend Income & DRIP
Many stocks pay regular dividends. With DRIP (Dividend Reinvestment Plan), you can automatically buy more shares and compound your returns.
Without DRIP (Cash Payout)
Investment
₹50,000 @ ₹500/share = 100 shares
Dividend (2% annual)
Year 1: ₹1,000
Year 2: ₹1,000
Year 3: ₹1,000
After 3 years
Shares: 100 (same)
Dividends: ₹3,000 (received)
With DRIP (Reinvestment) ✨
Investment
₹50,000 @ ₹500/share = 100 shares
Dividend Reinvestment
Year 1: ₹1,000 → 1.9 shares bought
Year 2: ₹1,020 → 1.9 shares bought
Year 3: ₹1,040 → 1.9 shares bought
After 3 years
Shares: 105.8 (+5.8)
+4.2% extra return!
Key Point: DRIP creates a compounding effect. Each dividend buys more shares, which generate more dividends, which buy even more shares. Over 10-20 years, this can add 20-40% to your returns!
Inflation-Adjusted Returns
Nominal returns don’t tell the full story. Inflation erodes purchasing power, so your “real” return is what matters.
Formula:
Real CAGR = ((1 + Nominal CAGR) / (1 + Inflation Rate)) - 1
Scenario 1
Nominal: 12%
Inflation: 6%
Real: 5.66%
Scenario 2
Nominal: 15%
Inflation: 8%
Real: 6.48%
Scenario 3
Nominal: 10%
Inflation: 4%
Real: 5.77%
📊 Real Example: ₹1,00,000 over 10 years
Nominal Growth (12% CAGR)
₹3,10,585
Value in future rupees
Real Growth (5.66% CAGR)
₹1,72,579
Value in today’s rupees
Why this matters: When planning for retirement or long-term goals, use real returns to understand how much purchasing power you’ll actually have. A seemingly high 12% return is only 5.66% after inflation!
🎯 Why This Calculator is Different
✅ Tax Calculator (LTCG/STCG)
Automatically calculates Long-Term Capital Gains (10% above ₹1L) and Short-Term Capital Gains (15% flat) based on your holding period.
✅ Trading Charges
Includes STT, brokerage, DP charges, stamp duty, and GST – showing your REAL returns after all costs.
✅ Dividend Analysis (DRIP)
Calculate dividend income with option to reinvest (DRIP) and see the compounding effect on returns.
✅ Inflation Adjustment
See real returns adjusted for inflation to understand true purchasing power growth.
📚 How Returns are Calculated
1. Absolute Return
Formula: ((Sell Price - Buy Price) / Buy Price) × 100
Example: A ₹500 stock sold at ₹1000 gives 100% absolute return.
2. CAGR (Compounded Annual Growth Rate)
Formula: ((Ending Value / Beginning Value)^(1/Years) - 1) × 100
Example: 100% return over 5 years = 14.87% CAGR.
3. Tax Calculation
LTCG (Holding > 1 year): 10% on gains above ₹1 lakh
STCG (Holding ≤ 1 year): 15% flat on all gains
Example: ₹5L profit held 2 years = ₹40,000 tax (10% on ₹4L above exemption)
4. Trading Charges
- • Brokerage: ₹20 per trade (or 0.03%)
- • STT: 0.1% on sell side
- • DP Charges: ₹13.50 on sell
- • Stamp Duty: 0.015% on buy
- • GST: 18% on brokerage
🇮🇳 3 Real Indian Stock Examples
1. HDFC Bank (2016-2024): Long-Term Multibagger
- Stock: HDFC Bank
- Shares Bought: 200
- Buy Price: ₹1,000 (Jan 2016)
- Sell Price: ₹3,200 (Jan 2024)
- Dividends Received: ₹26,000 (cumulative, actual)
- Holding Period: 8 years
- Brokerage & Charges: ₹550 (total)
Net gain after tax: ₹4,84,000
After-tax CAGR: 13.6%
Note: Dividends further boosted total wealth by ~8%!
2. Adani Enterprises (2023): Short-Term Trade
- Stock: Adani Enterprises
- Shares Bought: 50
- Buy Price: ₹1,800 (Feb 2023)
- Sell Price: ₹2,250 (Dec 2023)
- Dividends: None
- Holding Period: 10 months
- Brokerage & Charges: ₹120 (total)
Net gain after tax: ₹17,000
After-tax CAGR: 21.2%
3. ITC Ltd (2020-2025): Dividends & DRIP Power
- Stock: ITC Ltd
- Shares Bought: 500
- Buy Price: ₹180 (Jan 2020)
- Sell Price: ₹440 (Jan 2025, actual price)
- Dividend Yield: 4.5%/year (reinvesting with DRIP)
- Holding Period: 5 years
- Brokerage & Charges: ₹150 (total)
With DRIP: 622 shares after 5 years.
Net gain after all taxes: ₹1,49,500
After-tax CAGR: 17.7%
💡 5 Pro Tips for Maximizing Stock Returns
Expert strategies from India’s top investors to boost your wealth
🎯 Master the 1-Year Rule (Save ₹35,000+ in Taxes)
Hold stocks for more than 1 year to qualify for LTCG tax rates instead of STCG. This single decision can save you massive taxes.
📊 Real Impact:
Holding: 11 months (STCG)
₹5L profit = ₹75,000 tax (15%)
Holding: 13 months (LTCG)
₹5L profit = ₹40,000 tax (10%)
💰 Waiting 2 extra months saves ₹35,000!
Pro Strategy: If your stock hits your target just before the 1-year mark, consider waiting those extra few days/weeks to qualify for LTCG. Set calendar reminders for purchase dates!
🌾 Harvest ₹1 Lakh Tax-Free Every Year
LTCG has a ₹1 lakh exemption per financial year. Smart investors “harvest” this by selling and repurchasing stocks strategically.
📈 Example Strategy:
April 2024: You have 3 stocks with ₹80,000 total unrealized gain
January 2025: Sell all 3 stocks (₹80K gain = TAX FREE!)
Same day: Repurchase the same stocks if you believe in them
Result: ₹80,000 profit booked tax-free + your cost basis is now reset
Pro Strategy: Do this every January-February before the financial year ends (March 31). Keep a spreadsheet tracking your unrealized gains and harvest systematically. Over 10 years, that’s ₹10 lakh tax-free gains!
💰 Power of Dividend Reinvestment (DRIP)
Dividend-paying stocks with automatic reinvestment can boost your returns by 20-40% over 10+ years through compounding.
🔄 Compounding Power:
| Duration | Without DRIP | With DRIP (4% yield) | Extra Gain |
|---|---|---|---|
| 5 years | 12% CAGR | 14.2% CAGR | +2.2% |
| 10 years | 12% CAGR | 15.8% CAGR | +3.8% |
| 20 years | 12% CAGR | 17.5% CAGR | +5.5% |
Based on ₹1L invested in dividend stock with 4% annual yield
Pro Strategy: Look for “Dividend Aristocrats” – companies with consistent 10+ year dividend payment history (ITC, Coal India, ONGC, etc.). Enable DRIP through your broker to automate the reinvestment process.
📅 Use Stock SIP (Rupee Cost Averaging)
Instead of trying to time the market with lump sum investments, invest fixed amounts monthly to reduce volatility risk and average your cost.
🎲 SIP vs Lump Sum Example:
❌ Lump Sum (Market Timing Risk)
Jan 2024: ₹60,000 @ ₹600/share = 100 shares
Market drops to ₹500 in March
Avg cost: ₹600
✅ Stock SIP (₹5K/month)
Jan: ₹5K @ ₹600 = 8.3 shares
Feb: ₹5K @ ₹550 = 9.1 shares
Mar: ₹5K @ ₹500 = 10 shares
… (12 months)
Avg cost: ₹530
Pro Strategy: Set up auto-debit with your broker for monthly stock purchases. Works best for blue-chip stocks (Reliance, HDFC Bank, TCS). Budget 10-20% of your salary for systematic stock investing.
📊 Always Calculate REAL Returns
Most investors track only stock price returns and ignore taxes, charges, and inflation. This gives a false picture of wealth creation.
🔍 Hidden Costs Reality Check:
Scenario: ₹1L invested, sold at ₹1.5L after 2 years
Gross Return
50%
21.9% CAGR
After Tax & Charges
44%
19.8% CAGR
After Inflation (6%)
37%
13.0% CAGR
Reality: Your “50% return” is actually 37% in real terms – a 26% difference!
Pro Strategy: Use this calculator for EVERY trade to see true after-tax, after-charges, inflation-adjusted returns. Maintain a spreadsheet tracking: Purchase date, Sale date, Gross profit, Tax paid, Net profit, Real CAGR. This discipline separates amateur from professional investors.
🚀 Your Action Plan
✅ Immediate Actions:
- • Check all holdings >11 months old
- • Calculate unrealized LTCG gains
- • Enable DRIP for dividend stocks
- • Set up monthly stock SIP
📅 Quarterly Review:
- • Track real returns (use this calculator)
- • Harvest ₹1L tax-free gains (Jan-Feb)
- • Review stock SIP performance
- • Rebalance portfolio if needed
Following these 5 tips can boost your wealth by 30-50% over 10 years! 💰
❓ Frequently Asked Questions
Everything you need to know about stock returns, taxes, and smart investing in India
1 Basic Stock Return Concepts
1. What is the difference between Absolute Return and CAGR?
Absolute Return is the total percentage gain or loss on your investment without considering time. Formula: ((Sell Price - Buy Price) / Buy Price) × 100
CAGR (Compounded Annual Growth Rate) is the average yearly growth rate, showing what consistent annual return would give you the same end result.
Example: 100% absolute return over 5 years = 14.87% CAGR. The absolute return tells you total gain, CAGR tells you annual growth rate.
2. Why is CAGR more useful than absolute return?
CAGR lets you compare investments across different time periods fairly. A 50% return sounds great, but is it over 1 year or 10 years?
- 50% over 1 year = 50% CAGR (excellent)
- 50% over 5 years = 8.45% CAGR (below Nifty average)
- 50% over 10 years = 4.14% CAGR (poor, beaten by FD)
Pro Tip: Always use CAGR to compare different investments and benchmark against indices like Nifty 50 (~12% historical CAGR).
3. What is a “good” CAGR for stock investments in India?
| CAGR Range | Rating | Comment |
|---|---|---|
| < 8% | ❌ Poor | Below FD rates |
| 8-12% | ⚠️ Average | Market-matching |
| 12-18% | ✅ Good | Beating market |
| 18-25% | 🌟 Excellent | Top performer |
| > 25% | 🚀 Exceptional | Multibagger territory |
Reference: Nifty 50 has delivered ~12% CAGR over 20 years. Sensex: ~11%. Aim to beat these benchmarks.
4. Can CAGR be negative?
Yes! If you sold at a loss, your CAGR will be negative, showing the average annual rate of loss.
Example: Invested ₹1,00,000, sold at ₹80,000 after 3 years = -7.24% CAGR. This means your investment declined by an average of 7.24% per year.
2 Tax & Capital Gains (India-Specific)
5. What is the difference between LTCG and STCG?
LTCG (Long-Term)
When: Holding > 1 year
Tax: 10% on gains above ₹1L
Exemption: First ₹1 lakh tax-free
STCG (Short-Term)
When: Holding ≤ 1 year
Tax: 15% flat on all gains
Exemption: None
Key Difference: On ₹5L profit, LTCG = ₹40,000 tax vs STCG = ₹75,000 tax. Holding >1 year saves ₹35,000!
6. How is the ₹1 lakh LTCG exemption calculated?
The ₹1 lakh exemption is per financial year (April 1 – March 31) across all your LTCG, not per stock.
Example:
Stock A: ₹60,000 LTCG (sold in Jan 2025)
Stock B: ₹80,000 LTCG (sold in Feb 2025)
Total LTCG: ₹1,40,000
Exemption: ₹1,00,000 (one-time for the year)
Taxable: ₹40,000 @ 10% = ₹4,000 tax
Pro Tip: Track your LTCG throughout the year. Once you’ve used ₹1L exemption, consider holding other stocks till next financial year.
7. Can I carry forward stock losses to offset future gains?
Yes! Capital losses can be carried forward for 8 years, but with conditions:
- STCG losses can offset STCG or LTCG
- LTCG losses can only offset LTCG
- Must file ITR to claim carry forward
Example:
2024: Stock A loss = ₹50,000 (LTCG)
2025: Stock B gain = ₹1,50,000 (LTCG)
Net gain = ₹1,50,000 – ₹50,000 = ₹1,00,000
Tax payable: ₹0 (within exemption)!
8. Do I have to pay advance tax on stock gains?
Yes, if your total tax liability exceeds ₹10,000 in a year. Advance tax must be paid in installments:
| Due Date | % of Tax |
|---|---|
| June 15 | 15% |
| Sept 15 | 45% |
| Dec 15 | 75% |
| March 15 | 100% |
Important: Not paying advance tax on time attracts interest under Section 234B/234C. Use our calculator to estimate tax liability early.
9. What documents do I need for filing capital gains tax?
Required Documents:
- Contract notes (buy & sell)
- Demat account statement
- Bank statements (showing transactions)
- Capital gains statement from broker
- Form 16AS (TDS certificate if applicable)
Pro Tip: Download your broker’s annual capital gains report (most provide this in March). It has all transactions pre-calculated!
3 Trading Charges & Costs
10. What are all the charges when buying/selling stocks?
BUY Side Charges:
- • Brokerage: ₹20 (flat/discount) or 0.03-0.5%
- • Stamp Duty: 0.015% of value
- • GST: 18% on brokerage
- • Transaction charges: ~0.00325%
SELL Side Charges:
- • Brokerage: ₹20 or 0.03-0.5%
- • STT: 0.1% of value
- • Transaction charges: ~0.00325%
- • DP charges: ₹13.50 per scrip
- • GST: 18% on brokerage
- • SEBI fees: 0.0001%
Total Impact: On ₹1L transaction, expect ~₹170-300 in charges depending on broker. Our calculator includes all these!
11. Why is STT only charged on selling, not buying?
Securities Transaction Tax (STT) is a government tax on securities trading. For delivery-based equity trading, STT is charged only on sell side at 0.1%.
Example: Sell ₹1,00,000 worth of shares = ₹100 STT deducted automatically.
Note: For intraday/F&O, STT applies differently (both buy & sell). Our calculator focuses on delivery-based equity investing.
12. Are discount brokers (₹0 brokerage) really free?
No! While brokerage may be ₹0, you still pay:
- STT (0.1% on sell) – unavoidable
- Transaction charges (~0.00325%)
- DP charges (₹13.50 per stock sold)
- Stamp duty (0.015% on buy)
- SEBI fees (0.0001%)
Reality: On ₹1L transaction, even “zero brokerage” costs ~₹150-180 in mandatory charges. Always factor these in!
13. How do I minimize trading charges?
Smart Strategies:
- Use discount brokers: ₹20 flat vs 0.5% can save thousands on large trades
- Trade less frequently: Each trade incurs charges. Buy & hold reduces costs
- Bundle DP charges: DP charges are per stock, so selling 5 stocks costs 5×₹13.50. Consolidate sales
- Invest larger amounts: Fixed charges (₹20) hurt less on ₹1L vs ₹10K
Best Practice: For long-term investing (5+ years), trading charges become negligible (0.1-0.3% total impact). Focus on stock selection over cost optimization.
4 Dividends & Reinvestment
14. What is DRIP (Dividend Reinvestment Plan)?
DRIP automatically uses your dividend income to buy more shares of the same stock, creating a compounding effect.
Example (5 years):
Without DRIP: 100 shares, ₹3,000 dividends (cash), End: 100 shares
With DRIP: 100 shares, ₹3,000 → 5.8 extra shares, End: 105.8 shares (+₹2,500 value)
Long-term Impact: Over 20 years, DRIP can boost returns by 20-40% through compounding. Enable it via your broker!
15. How are dividends taxed in India?
Since April 2020, dividends are taxable in your hands at your income tax slab rate. Companies deduct 10% TDS if dividend exceeds ₹5,000/year.
Example:
Dividend received: ₹10,000
TDS deducted: ₹1,000 (10%)
You receive: ₹9,000
At filing: If your slab is 30%, pay additional ₹2,000. If slab is 5%, claim ₹500 refund.
Our Calculator: Accounts for 10% TDS on dividends automatically when you enable dividend input.
16. Which Indian stocks have the best dividend yields?
Top Dividend Yield Stocks (2024):
| Company | Yield | Track Record |
|---|---|---|
| Coal India | 6-8% | Consistent |
| ITC | 4-5% | 20+ years |
| ONGC | 5-7% | Stable |
| Power Grid | 4-6% | Reliable |
| Vedanta | 8-12% | Cyclical |
Pro Tip: Look for “Dividend Aristocrats” – companies with 10+ year uninterrupted dividend history. They’re safer for DRIP strategy.
17. Should I focus on dividends or capital appreciation?
Depends on your goals:
Dividend Focus (4-8% yield)
Best for:
- • Retirees needing income
- • Conservative investors
- • Passive income seekers
Examples: ITC, Coal India, ONGC
Growth Focus (0-2% yield)
Best for:
- • Wealth accumulation
- • Young investors
- • Long-term goals
Examples: TCS, Asian Paints, HDFC Bank
Ideal: Balanced portfolio – 60% growth stocks + 40% dividend stocks for wealth + income.
5 Inflation & Real Returns
18. What is the difference between nominal and real returns?
Nominal Return: The return you see – raw percentage gain without considering inflation.
Real Return: Return adjusted for inflation – shows actual purchasing power increase.
Example:
₹1L invested grows to ₹1.76L in 10 years (12% CAGR nominal)
But at 6% inflation, real value = ₹1.32L in today’s money (5.66% real CAGR)
Formula: Real CAGR = ((1+Nominal)/(1+Inflation)) – 1
19. What is India’s average inflation rate?
Historical CPI Inflation (India):
- 2020-2024 average: ~6%
- 2010-2020 average: ~7-8%
- RBI target: 4% (+/- 2%)
For Calculator: We default to 6% inflation, but you can adjust based on your assumptions. Conservative investors use 7%, optimists use 5%.
20. Why should I care about inflation-adjusted returns?
Because purchasing power matters more than rupee amount. If your returns don’t beat inflation, you’re losing wealth in real terms.
Bad Example:
FD: 7% return, Inflation: 6% → Real return = 0.94%
Your money grows by less than 1% in real terms. Barely wealth creation!
Good Example:
Stocks: 15% CAGR, Inflation: 6% → Real return = 8.49%
Significant wealth creation. This is why equities beat FDs long-term!
6 Using This Calculator
21. How accurate are the tax calculations?
Our calculator uses current Indian tax laws (FY 2024-25):
- LTCG: 10% on gains above ₹1L exemption
- STCG: 15% flat
- Dividend TDS: 10%
Note: These rates are accurate as of Nov 2025. Tax laws may change with Union Budget. Always consult a CA for personalized tax advice.
22. Can I use this calculator for mutual funds?
No, this calculator is specifically for equity stocks. Mutual funds have different tax rules:
- Equity MF: LTCG after 1 year at 10% (same as stocks)
- Debt MF: LTCG after 3 years with indexation benefit
- Hybrid MF: Depends on equity allocation
Use our Mutual Fund Calculator for accurate MF calculations including SIP, lumpsum, and SWP scenarios.
23. Should I always include trading charges in calculations?
Yes, for realistic returns. Trading charges impact your actual profit:
Short-term (frequent trades)
High impact – charges compound quickly
Long-term (5+ years)
Low impact – ~0.2% of total returns
Best Practice: Always enable “Include Trading Charges” for accurate profit calculation. It’s the difference between amateur and professional analysis.
24. Can I save or export my calculations?
Currently, you can:
- Take screenshots of results (use Print Screen or Snipping Tool)
- Bookmark this page with your browser
- Manually record data in Excel/Sheets
Pro Tip: Create an Excel sheet with columns: Stock Name, Buy Date, Buy Price, Shares, CAGR, After-Tax Return, Notes. Track all your investments in one place for annual review.
📞 Still Have Questions?
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⚠️ Important Disclaimer
This Stock Return Calculator is provided for educational and informational purposes only. The results are estimates based on the data you enter and current Indian tax laws (FY 2024-25).
Key Points:
- Not Financial Advice: This tool does not constitute investment, legal, or tax advice. Always consult a qualified financial advisor or chartered accountant for personalized guidance.
- Tax Law Changes: Capital gains tax rates, exemptions, and regulations may change with Union Budget announcements. Verify current rates before filing.
- Estimates Only: Trading charges, brokerage fees, and other costs vary by broker and transaction type. Results are approximations.
- No Guarantees: Past performance and calculated returns do not guarantee future results. Stock market investments carry inherent risks.
- Your Responsibility: You are solely responsible for investment decisions. CalcWise is not liable for any financial losses.
Recommendation: Use this calculator as a planning tool, but verify all tax implications with a tax professional before making investment or trading decisions.
Last Updated: November 2025 | Applicable: Indian stock market (NSE/BSE) | Tax Rates: LTCG 10%, STCG 15% as per current IT Act