PLI Eligibility Guide 2025-26 — Who Can Apply
India Post PLI eligibility criteria, documents required, and how to buy online
✅ Who is Eligible for PLI?
PLI is available to employees of the following organisations (active service only — not retired):
Government
- Central Government employees
- State Government employees
- UT Administration employees
- Gram Panchayat employees
Defence & Paramilitary
- Army, Navy, Air Force
- CRPF, BSF, CISF, ITBP, SSB
- Assam Rifles
- Coast Guard
PSU & Banking
- Nationalised banks (SBI, PNB, BOB etc.)
- Public sector undertakings (ONGC, BHEL, SAIL etc.)
- RBI, SEBI, IRDAI, NABARD
- Financial institutions (LIC, GIC)
Education & Autonomous Bodies
- IIT, IIM, AIIMS, NIT employees
- UGC / AICTE funded institutions
- Local bodies (municipal corporations)
- Port trusts, electricity boards
📋 Age & Sum Assured Limits
| Parameter | PLI | RPLI |
|---|---|---|
| Minimum entry age | 19 years | 19 years |
| Maximum entry age | 55 years | 55 years |
| Minimum SA | ₹20,000 | ₹10,000 |
| Maximum SA | ₹50,00,000 | ₹10,00,000 |
| Max policies per person | Multiple (total SA ≤ max) | Multiple (total SA ≤ max) |
📁 Documents Required
Identity & Address
- Aadhaar card (mandatory)
- PAN card
- Passport / voter ID / driving licence
Employment Proof
- Service certificate from employer
- Latest salary slip
- Department / office ID card
Medical (if required)
- Medical certificate (for SA > ₹10L)
- Not required for SA ≤ ₹10L (self-declaration)
Photographs
- 2 recent passport-size photos
- Nominee’s photo (1 photo)
🖥️ How to Buy PLI Online (DOP Portal)
1
Visit India Post DOP portal at ippbonline.com/web/ippb or your nearest post office with all documents.
2
Select your plan (Santosh, Suraksha, Suvidha etc.), sum assured, and maturity date (for EA plans).
3
Submit employment certificate (verified by your DDO / employer). Medical exam if SA > ₹10L.
4
Pay first premium (online via UPI/netbanking or cash at post office). Policy bond issued within 30 days.
🧮 Calculate Your Exact PLI Maturity Amount
Enter your sum assured, plan, and policy term to see exact maturity with bonus accumulation.
Open PLI/RPLI Calculator →