PLI Suvidha Plan — ₹60 Bonus | Convertible Whole Life
India Post’s most flexible PLI plan · Convert to Endowment Assurance anytime after 3 years
₹60
Bonus/₹1K SA/yr
Convertible
to Endowment anytime
19–55
Entry age
What is PLI Suvidha?
PLI Suvidha is a Convertible Whole Life Assurance plan — it starts as a Whole Life policy (like Suraksha) but gives you the flexibility to convert it to an Endowment Assurance at any time after 3 years. This makes it ideal if you are unsure about your long-term financial needs at the time of purchase. The ₹60/₹1K bonus rate sits between Suraksha (₹85) and Santosh (₹58).
🔄 How the Conversion Works
💰 Maturity Table (as WLA, ₹60/₹1K/yr)
| Sum Assured | 15 Years | 20 Years | 25 Years |
|---|---|---|---|
| ₹50,000 | ₹95,000 | ₹1,10,000 | ₹1,25,000 |
| ₹1,00,000 | ₹1,90,000 | ₹2,20,000 | ₹2,50,000 |
| ₹2,00,000 | ₹3,80,000 | ₹4,40,000 | ₹5,00,000 |
| ₹5,00,000 | ₹9,50,000 | ₹11,00,000 | ₹12,50,000 |
If converted to EA, the EA bonus rate (₹58/₹1K) applies from the conversion date onward.
🧮 Calculate Your Exact PLI Maturity Amount
Enter your sum assured, plan, and policy term to see exact maturity with bonus accumulation.
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